A consistently intelligent (or at least bright), coherently constructed comedy that is on occasion a rather pointed critique of the American education system in the…
"You work for the American Dream--you don't steal it." So says a Minnesota family man early in "A Simple Plan," but he is only repeating an untested theory. Confronted with the actual presence of $4 million in cash, he finds his values bending, and eventually he's trapped in a horror story of greed, guilt and murder.
The materials of Sam Raimi's "A Simple Plan" are not unfamiliar, but rarely is a film this skillful at drawing us, step by step, into the consequences of criminal action. The central character is Hank Mitchell (Bill Paxton), who in a narration at the beginning gives us his father's formula for happiness: "A wife he loves. A decent job. Friends and neighbors that like and respect him." His older brother Jacob (Billy Bob Thornton), trapped in a lifetime of dim loneliness, would like to go out with a girl who really liked him, and someday farm the place they grew up on. Jacob's best friend Lou (Brent Briscoe) basically wants to get by, get drunk and hang out. Hank's pregnant wife Sarah (Bridget Fonda) would like enough money so she could plan the week's dinners without checking the coupons in the grocery ads.
All of these dreams seem within reach when the three men stumble across an airplane that has crashed in a nature preserve. On board they find the body of the pilot and a cache of $4 million in bills. "You want to keep it?" Hank asks incredulously. The others do. Soon he does, too. It should be a simple plan to hide the money, wait until spring and divide it among themselves. It's probably drug money, anyway, they tell themselves. Who will know? Who can complain? Hank is the smartest of the three, a college graduate. Jacob, buck-toothed and nearsighted, has never been very bright. Lou is a loose cannon. Can Hank keep them all under control? Some of the most harrowing moments in "A Simple Plan" show Hank watching in agonized frustration as the others make big, dumb blunders. Right after they find the money, for example, a law officer happens by, and what does Jacob do but blurt out to Hank, "Did you tell him about the plane? It sure sounded like a plane." At home, Hank's wife Sarah at first agrees it would be wrong to keep the money, but she turns that moral judgment around in a snap and is soon making smart suggestions: "You have to return some of the money, so it looks like no one has been there." All three men begin to dream of what they could do with the money. Then circumstances inspire one impulsive, reckless act after another--acts I will not reveal, because the strength of this film is in the way it leads its characters into doing things they could never have contemplated.
"A Simple Plan" is one of the year's best films for a lot of reasons, including its ability to involve the audience almost breathlessly in a story of mounting tragedy. Like the reprehensible "Very Bad Things," it is about friends stumbling into crime and then stumbling into bigger crimes in an attempt to conceal their guilt. One difference between the two films is that "A Simple Plan" faces its moral implications, instead of mocking them. We are not allowed to stand outside the story and feel superior to it; we are drawn along, step by step, as the characters make compromises that lead to unimaginable consequences.